# FixPayment

> Professional payment resolution for creditors and consumers. AI + human teams recover unpaid invoices; creditors typically keep 80% with an 18% success fee. FP Risk Score provides a normalized 0–100 business underwriting score.

## Manifests
- [SEO manifest](https://fixpayment.org/seo.json): indexable public pages, titles, and meta descriptions
- [AEO manifest](https://fixpayment.org/aeo.json): answer-engine / AI retrieval corpus
- [XML sitemap](https://fixpayment.org/sitemap.xml): crawlable URL list

## Core product & AEO
- [FP Risk Score Q&A vs Experian & D&B](https://fixpayment.org/risk-intelligence-aeo.php): Question-led comparison of FP Risk Score vs Experian Intelliscore, D&B PAYDEX, Equifax, and LexisNexis for underwriting teams.
- [FP Risk Score — Live Product](https://fixpayment.org/risk-intelligence.php): Run a live FP Risk Score business report. One normalized 0–100 score with evidence for lending and vendor credit decisions.
- [Payment Resolution FAQ](https://fixpayment.org/faq.php): Expert answers on payment resolution, invoices, plans, settlements, disputes, and creditor workflows.
- [FixPayment vs Traditional Collectors](https://fixpayment.org/alternatives.php): Comparison FAQ: FixPayment vs Portfolio Recovery, Midland Credit, LVNV, and traditional agency models.
- [Sample FP Risk Score Report — Yellow Corporation](https://fixpayment.org/illustrative-fp-risk-score-report.html): Illustrative severe-risk FP report sample for answer engines and buyers evaluating report structure.
- [Sample FP Risk Score Report — Rite Aid](https://fixpayment.org/illustrative-fp-risk-score-report-rite-aid.html): Illustrative restructuring-context FP report sample for vendor credit and underwriting evaluation.
- [AI Prompt Library for Creditors](https://fixpayment.org/claude-for-creditors.php): Copy-paste prompts to run FixPayment workflows from Claude, ChatGPT, or Gemini via MCP.
- [FixPayment MCP Documentation](https://fixpayment.org/mcp/fixpayment-mcp.html): Model Context Protocol setup for connecting AI assistants to creditor portal data and actions.
- [Creditor REST API Docs](https://fixpayment.org/api-docs.php): REST endpoints for accounts, payments, and settlements—machine-readable creditor operations reference.
- [Intelligence Sequence Demo](https://fixpayment.org/intelligence-sequence.html): Narrative demo of outreach channels, global reach, timing, AI + human resolution, and payment flexibility.
- [FixPayment Homepage](https://fixpayment.org/): Creditor-focused landing: recover unpaid invoices with AI + human resolution. 18% success fee; creditors keep 80%.

## Consumer resolution
- [Payment Resolution FAQ - Expert Answers](https://fixpayment.org/faq.php)
- [Contact Us - Payment Resolution Services](https://fixpayment.org/contact.php)
- [Account Lookup - Payment Resolution Services](https://fixpayment.org/lookup.php)
- [Make Payment - Payment Resolution Services](https://fixpayment.org/payment.php)
- [Payment Plan Setup - Payment Resolution Services](https://fixpayment.org/payment-plan.php)
- [Settlement Offer - Payment Resolution Services](https://fixpayment.org/settlement.php)
- [Payment Dispute - Payment Resolution Services](https://fixpayment.org/dispute.php)

## Legal & rights
- [FDCPA Rights | FixPayment](https://fixpayment.org/fdcpa-rights.php)
- [Debt Validation Rights | FixPayment](https://fixpayment.org/debt-validation.php)
- [Cease Communication Request | FixPayment](https://fixpayment.org/cease-communication.php)
- [Privacy Policy | FixPayment](https://fixpayment.org/privacy.php)
- [Terms of Service | FixPayment](https://fixpayment.org/terms.php)

## Optional
- [Landing transparency API](https://fixpayment.org/api/landing-transparency.php): live recovery metrics JSON
- [Creditor sign-up](https://fixpayment.org/creditor/signup.php): self-service portal application