{
    "schema": "fixpayment-seo-manifest/1.0",
    "site": "https://fixpayment.org",
    "site_name": "FixPayment",
    "generated_at": "2026-06-24T20:05:51+00:00",
    "sitemap": "https://fixpayment.org/sitemap.xml",
    "robots": "https://fixpayment.org/robots.txt",
    "page_count": 25,
    "pages": [
        {
            "url": "https://fixpayment.org/",
            "path": "/",
            "title": "FixPayment | Recover Unpaid Invoices",
            "description": "Resolve unpaid invoices with FixPayment. AI + human team handles plans, settlements, and disputes—you keep 80%, 18% fee only on recovery. FDCPA-aware.",
            "category": "landing",
            "audience": "creditors",
            "indexable": true,
            "lastmod": "2026-06-24T13:47:56+00:00"
        },
        {
            "url": "https://fixpayment.org/risk-intelligence.php",
            "path": "/risk-intelligence.php",
            "title": "FP Risk Score vs Experian, D&B & More",
            "description": "FP Risk Score vs Experian Intelliscore, D&B PAYDEX, Equifax & LexisNexis. One 0–100 underwriting score.",
            "category": "product",
            "audience": "underwriters",
            "indexable": true,
            "lastmod": "2026-06-18T06:44:44+00:00"
        },
        {
            "url": "https://fixpayment.org/risk-intelligence-aeo.php",
            "path": "/risk-intelligence-aeo.php",
            "title": "FP Risk Score Q&A vs Experian & D&B",
            "description": "Compare FP Risk Score to Experian Intelliscore, D&B PAYDEX, Equifax, and LexisNexis. Q&A for credit and underwriting teams on one normalized 0–100 score.",
            "category": "aeo",
            "audience": "underwriters",
            "indexable": true,
            "lastmod": "2026-06-24T13:43:39+00:00"
        },
        {
            "url": "https://fixpayment.org/alternatives.php",
            "path": "/alternatives.php",
            "title": "Payment Resolution vs PRA, Midland & LVNV",
            "description": "Compare FixPayment to Portfolio Recovery, Midland Credit, LVNV & more—lower fees, AI payment resolution.",
            "category": "comparison",
            "audience": "creditors",
            "indexable": true,
            "lastmod": "2026-06-18T22:45:36+00:00"
        },
        {
            "url": "https://fixpayment.org/faq.php",
            "path": "/faq.php",
            "title": "Payment Resolution FAQ - Expert Answers",
            "description": "Expert FAQ on payment resolution: answers on debt, invoices & options. FixPayment guides you clearly.",
            "category": "faq",
            "audience": "creditors,consumers",
            "indexable": true,
            "lastmod": "2026-06-18T06:44:52+00:00"
        },
        {
            "url": "https://fixpayment.org/contact.php",
            "path": "/contact.php",
            "title": "Contact Us - Payment Resolution Services",
            "description": "Contact FixPayment for payment resolution: billing questions, account help, and next steps. Reach us by email or form—professional, FDCPA-aware support.",
            "category": "support",
            "audience": "creditors,consumers",
            "indexable": true,
            "lastmod": "2026-06-18T06:44:29+00:00"
        },
        {
            "url": "https://fixpayment.org/lookup.php",
            "path": "/lookup.php",
            "title": "Account Lookup - Payment Resolution Services",
            "description": "Securely look up your FixPayment account by number or email. View balance, payment plan options, settlements, and next steps to resolve your obligation.",
            "category": "consumer",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-06-24T13:43:40+00:00"
        },
        {
            "url": "https://fixpayment.org/payment.php",
            "path": "/payment.php",
            "title": "Make Payment - Payment Resolution Services",
            "description": "Make a secure payment on your balance online with encryption and confirmation. FixPayment accepts major cards and supported payment methods.",
            "category": "consumer",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-04-18T20:04:49+00:00"
        },
        {
            "url": "https://fixpayment.org/payment-plan.php",
            "path": "/payment-plan.php",
            "title": "Payment Plan Setup - Payment Resolution Services",
            "description": "Set up an affordable monthly payment plan for your balance. Clear terms, flexible schedules, and secure processing to resolve your account with FixPayment.",
            "category": "consumer",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-04-18T20:04:49+00:00"
        },
        {
            "url": "https://fixpayment.org/settlement.php",
            "path": "/settlement.php",
            "title": "Settlement Offer - Payment Resolution Services",
            "description": "Request a settlement for less than your full balance. Review approved options, timelines, and how FixPayment handles settlement offers and payment.",
            "category": "consumer",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-04-18T20:04:49+00:00"
        },
        {
            "url": "https://fixpayment.org/dispute.php",
            "path": "/dispute.php",
            "title": "Payment Dispute - Payment Resolution Services",
            "description": "File a payment dispute or request debt validation. FixPayment helps with FDCPA-aware disputes, documentation, and fair review of your account.",
            "category": "consumer",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-04-18T20:04:49+00:00"
        },
        {
            "url": "https://fixpayment.org/fdcpa-rights.php",
            "path": "/fdcpa-rights.php",
            "title": "FDCPA Rights | FixPayment",
            "description": "Summary of consumer rights under the Fair Debt Collection Practices Act (FDCPA) when working with FixPayment on payment resolution.",
            "category": "legal",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-05-18T23:54:31+00:00"
        },
        {
            "url": "https://fixpayment.org/debt-validation.php",
            "path": "/debt-validation.php",
            "title": "Debt Validation Rights | FixPayment",
            "description": "Learn your right to request debt validation under the FDCPA and how to submit a validation request to FixPayment.",
            "category": "legal",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-05-18T23:54:31+00:00"
        },
        {
            "url": "https://fixpayment.org/cease-communication.php",
            "path": "/cease-communication.php",
            "title": "Cease Communication Request | FixPayment",
            "description": "How to request that FixPayment stop contacting you about a debt, subject to rights and exceptions under the FDCPA.",
            "category": "legal",
            "audience": "consumers",
            "indexable": true,
            "lastmod": "2026-05-18T23:54:31+00:00"
        },
        {
            "url": "https://fixpayment.org/privacy.php",
            "path": "/privacy.php",
            "title": "Privacy Policy | FixPayment",
            "description": "FixPayment privacy policy: how we collect, use, and protect personal information for payment resolution services.",
            "category": "legal",
            "audience": "creditors,consumers",
            "indexable": true,
            "lastmod": "2026-05-18T23:54:31+00:00"
        },
        {
            "url": "https://fixpayment.org/terms.php",
            "path": "/terms.php",
            "title": "Terms of Service | FixPayment",
            "description": "Terms of service for using FixPayment payment resolution services and this website.",
            "category": "legal",
            "audience": "creditors,consumers",
            "indexable": true,
            "lastmod": "2026-05-18T23:54:19+00:00"
        },
        {
            "url": "https://fixpayment.org/creditor/signup.php",
            "path": "/creditor/signup.php",
            "title": "Sign up — Creditor Portal",
            "description": "Apply for a new FixPayment creditor portal account (self-service sign-up).",
            "category": "funnel",
            "audience": "creditors",
            "indexable": true,
            "lastmod": "2026-05-31T07:40:01+00:00"
        },
        {
            "url": "https://fixpayment.org/api-docs.php",
            "path": "/api-docs.php",
            "title": "API for Creditors",
            "description": "REST API to manage accounts (contracts), and list payments and settlements. For creditors with API access.",
            "category": "developer",
            "audience": "developers",
            "indexable": true,
            "lastmod": "2026-06-18T06:44:27+00:00"
        },
        {
            "url": "https://fixpayment.org/claude-for-creditors.php",
            "path": "/claude-for-creditors.php",
            "title": "Claude & AI Prompts for Creditors",
            "description": "Copy-paste prompts for Claude, ChatGPT, or Gemini. Connect FixPayment MCP, customize fields, and run reports from chat.",
            "category": "developer",
            "audience": "developers,creditors",
            "indexable": true,
            "lastmod": "2026-06-18T06:54:39+00:00"
        },
        {
            "url": "https://fixpayment.org/mcp/fixpayment-mcp.html",
            "path": "/mcp/fixpayment-mcp.html",
            "title": "FixPayment MCP for AI Assistants",
            "description": "Connect Claude, ChatGPT, or Gemini to FixPayment. One key from your creditor profile—place accounts, run reports, score risk.",
            "category": "developer",
            "audience": "developers",
            "indexable": true,
            "lastmod": "2026-06-18T06:44:40+00:00"
        },
        {
            "url": "https://fixpayment.org/illustrative-fp-risk-score-report.html",
            "path": "/illustrative-fp-risk-score-report.html",
            "title": "Illustrative FP Risk Score Report (Yellow Corporation)",
            "description": "Illustrative FP Risk Score sample for Yellow Corporation: public Chapter 11 distress as a severe-risk demo. Marketing only—not advice.",
            "category": "sample",
            "audience": "underwriters",
            "indexable": true,
            "lastmod": "2026-05-31T04:30:25+00:00"
        },
        {
            "url": "https://fixpayment.org/illustrative-fp-risk-score-report-rite-aid.html",
            "path": "/illustrative-fp-risk-score-report-rite-aid.html",
            "title": "Illustrative FP Risk Score Report (Rite Aid)",
            "description": "Illustrative FP Risk Score sample for Rite Aid: public restructuring context and vendor-credit risk bands. Marketing demo only—not advice.",
            "category": "sample",
            "audience": "underwriters",
            "indexable": true,
            "lastmod": "2026-05-31T04:30:26+00:00"
        },
        {
            "url": "https://fixpayment.org/intelligence-sequence.html",
            "path": "/intelligence-sequence.html",
            "title": "FixPayment Intelligence Sequence",
            "description": "Animated overview of FixPayment outreach channels, timing, AI + human resolution, and payment options.",
            "category": "demo",
            "audience": "creditors",
            "indexable": true,
            "lastmod": "2026-06-24T13:44:14+00:00"
        },
        {
            "url": "https://fixpayment.org/presentation.html",
            "path": "/presentation.html",
            "title": "FixPayment Presentation",
            "description": "Marketing presentation for FixPayment payment resolution and creditor outcomes.",
            "category": "demo",
            "audience": "creditors",
            "indexable": true,
            "lastmod": "2026-05-30T05:45:53+00:00"
        },
        {
            "url": "https://fixpayment.org/index_old.php",
            "path": "/index_old.php",
            "title": "AI + Human Payment Resolution",
            "description": "AI + human payment resolution: plans, settlements & disputes. 18% fee; pay nothing if we can't help.",
            "category": "legacy",
            "audience": "creditors",
            "indexable": true,
            "lastmod": "2026-06-24T13:48:01+00:00"
        }
    ]
}