FixPayment Blog

Notes for the people who actually run the work — not brochure filler.

Unpaid Invoice Recovery at an 18% Success Fee: What a 40% Agency Cut Costs You in Cash FlowIf you’re paying 40% of recovered invoices to a traditional agency, you’re not just losing margin — you’re subsidizing a model that punishes your working capital. Here’s the math and a better path. 18% Success Fee vs. 45% Agency Cut: What You Keep on Recovered Unpaid InvoicesIf you hand a past-due invoice to a traditional collection agency, you hand over roughly 45% of whatever they recover. That's the standard contingency rate. On a $50,000 invoice, you get $27,500 back.… Unpaid Invoice Recovery: What's the Real Cost of a 45% Collection Agency Fee vs. an 18% Success Fee?When a commercial invoice goes past due, the math gets uncomfortable quickly. You are financing a customer who hasn't paid, and every month that receivable ages, the odds of collecting it slip. If you… Unpaid Invoice Recovery: What You Actually Keep After Collection FeesMost people think collections means handing over 40% of the invoice. That math is wrong for a growing number of B2B creditors. Here's what unpaid invoice recovery really costs when you stack tradition… TrueAccord vs FixPayment for B2B unpaid invoices: consumer AI collections vs 18 percent success-fee creditor recoveryIf you run credit or collections at a B2B company, you’ve likely seen TrueAccord’s name in your feed. They built a smart AI-driven model for consumer collections. But when the problem is unpaid invoic… How Much Do Collection Agencies Charge? Compare a 40% Fee vs. FixPayment’s 18% Success Fee for B2B Invoice RecoveryIf you’ve ever asked “how much do collection agencies charge,” the short answer is 40–45% of recovered amounts plus fees. FixPayment’s approach is different: an 18% success fee on what we actually rec… How to Get Paid on Past Due Invoices Without Burning the CustomerPast-due invoices need cash back — not a wrecked relationship. Here’s a practical sequence for B2B follow-up that recovers money while leaving room to do business again. No Recovery No Fee Collections: When a Success Fee Beats a 40% Agency“No recovery, no fee” sounds fair — until the fee is 40% of what comes back. Here’s when a lower success-fee model is the better cash decision. Accounts Receivable Recovery Success Fee vs Traditional Collection MarkupAn accounts receivable recovery success fee is just a cut of collected cash. Here’s how to compare it to traditional collection markups without getting lost in sales language. FixPayment’s 18% Success Fee: How Much You Keep vs. a Traditional Collection AgencyWhen an unpaid invoice sits past 90 days, the math on recovery starts to shift. You’re weighing time, cash flow, and the cost of getting paid. The standard choice has been a traditional collection age… How Much Do Collection Agencies Charge? A Cash-Flow Math ComparisonIf you’re asking “how much do collection agencies charge,” you’re probably looking at a stack of unpaid invoices and wondering if outsourcing is worth the hit to your margin. The short answer: most tr… Week of Jul 6-12, 2026: The Math Behind a Payment Plan That Actually Pays OutPayment plans sound good on paper. But the math needs to work for both sides, or you’re just extending the headache. Here’s what we’re seeing this week.