Cash-flow notes that keep more of what you recover.

Oct 7 Unpaid invoice recovery service without 40% collection agency fees You don't have to give a collection agency a third of your receivable to get paid. A newer model of unpaid invoice recovery service can run on a success fee closer to 18%, use AI for the volume and pe… → Oct 5 What a small business keeps on a $50,000 unpaid invoice at an 18% success fee vs a 40% collection agency On a $50,000 invoice, an 18% success fee leaves you about $41,000. A 40% agency commission leaves you about $30,000. That's an $11,000 gap on one file. Below is the arithmetic, the parts that trip peo… → Oct 2 Get clients to pay overdue invoices: what you keep at an 18% success fee vs a 40% agency A $12,000 invoice that never gets paid doesn't cost you $12,000. It costs you $12,000, plus the hours you spent chasing it, plus whatever you have to sell to replace the revenue. So the question isn't… → Sep 30 Resolve unpaid invoices: net cash at an 18% success fee vs traditional collection agency rates When an invoice ages, the question I actually care about isn't who's going to chase it. It's what lands in the bank account. Hand a file to a traditional agency at 40–45% and you keep a little over ha… → Sep 25 Traditional collection agency vs FixPayment: net cash on a $100K past-due invoice at 18% vs 45% Here's the short version. You have a $100,000 invoice that's past due. A traditional collection agency takes 45%. If they collect, you get $55,000. An 18% success fee on the same invoice leaves you $8… → Sep 21 Practical notes for FixPayment readers Most receivables problems aren't mystery problems. They're timing problems, documentation problems, and fee-structure problems. These practical notes for FixPayment readers cover the math on unpaid in… → Sep 18 Compliant B2B invoice follow-up: how much do you actually keep at an 18% success fee? Short answer: about 80 cents on every dollar recovered. A $10,000 invoice gets paid, you keep roughly $8,200, and $1,800 goes to the recovery partner. Run the same recovery through a traditional colle… → Sep 16 InDebted alternative B2B recovery: what to look for If you're comparing an InDebted alternative for B2B recovery, three things decide it: what you keep after fees, how fast the money lands, and whether the vendor survives your questionnaire. Dashboards… → Sep 11 No recovery no fee collections: what you actually net on a past-due invoice Short version: on a $10,000 invoice paid at an 18% success fee, you deposit roughly $8,200. A traditional agency at 40–45% leaves you around $5,500–$6,000 on the same dollar — and only if they collect… → Sep 9 HighRadius alternative for SMB collections: what to look for If you run a small or mid-sized B2B business, HighRadius probably came up when you started looking at aging receivables. Then you saw the implementation timeline and the price tag. So you're looking f… → Sep 7 TrueAccord alternative for creditors: what to look for If you're shopping for a TrueAccord alternative for creditors, you're probably not unhappy with the concept of digital collections. You're unhappy with the cost structure, the lack of transparency, or… → Sep 4 How to Recover Unpaid Invoices Without Paying a 40% Collection Agency Fee If you are staring at an aging receivables report, the math on traditional collection agencies stings. Hand over a $50,000 invoice, and a standard agency keeps $20,000–$22,500 of what they collect. Yo… → Sep 2 How a 40% Collection Agency Fee Compares to an 18% Success Fee on a $25,000 Past-Due Invoice If you are weighing a traditional agency against a lower-fee service, the math changes your break-even point and your net recovery. Here is the cash-flow comparison on a $25,000 invoice. → Aug 31 How to think about FixPayment 18% success fee (FixPayment) A lot of creditors assume third-party recovery means giving up 40% to 45% of whatever gets collected. That's been the norm for a long time. The FixPayment 18% success fee is a different structure, and… → Aug 28 What You Keep on a $50K Past-Due Invoice: 18% Success Fee vs. Traditional Agency Charges A $50,000 invoice goes 120 days past due. You have two options: hand it to a traditional collection agency that takes 40–45% of what they recover, or use a payment resolution service that charges an 1… → Aug 26 What 45% Collection Agency Fees Really Cost You Per Recovered Invoice | and How an 18% Success Fee Changes the Math Hand a past-due invoice to a traditional collection agency and the standard cut is roughly 40–45% of what they collect. On a $10,000 invoice, that's about $4,500 gone before the money reaches you. Bel… → Aug 24 How to think about B2B payment resolution service (FixPayment) If your AR team spends more time chasing invoices than looking at cash flow, you've probably priced out a traditional collection agency and stopped there. The usual cut is 40–45% of what they recover.… → Aug 21 What you actually recover on past due invoices: 18% success fee vs. 40% collection agency charge The fee schedule is where most people stop reading and start doing math. A traditional agency takes 40–45% of what it collects. On a $10,000 invoice, that leaves you $5,500–$6,000. FixPayment charges … → Aug 19 How to think about resolve unpaid invoices (FixPayment) When a client misses a payment, the math matters more than the frustration. The goal isn't to punish, it's to recover cash and keep the relationship workable. Here's a practical framework for unpaid i… → Aug 17 Compliant invoice follow up: what finance teams should document every time Chasing unpaid invoices is part of the job. Doing it without a paper trail is how a routine payment delay turns into a dispute, a compliance headache, or a write-off. Here is the documentation baselin… → Aug 14 B2B invoice recovery: what you keep with an 18% success fee vs. a 40% collection agency cut Hand a past-due invoice to a traditional collection agency and the math hurts. On a $10,000 invoice, they take $4,000–$4,500. You get back $5,500–$6,000 — if they collect anything at all. With a payme… → Aug 12 No recovery, no fee collections: how incentive alignment changes outcomes When a collector only gets paid if you get paid, the entire game changes. That's the core idea behind no recovery, no fee collections, and it's worth understanding before you sign another contingency … → Aug 10 Collection agency alternative with a lower success fee If you’re staring at a list of overdue invoices and the only option on the table is a traditional collection agency charging 40–45% of what they recover, you already know the math doesn’t feel right. … → Aug 7 Unpaid Invoice Recovery at an 18% Success Fee: What a 40% Agency Cut Costs You in Cash Flow If you're handing 40% of every recovered invoice to a traditional agency, the fee isn't the only thing you're losing. You're also tying up working capital in a process that costs more than it has to. … → Aug 5 18% Success Fee vs. 45% Agency Cut: What You Keep on Recovered Unpaid Invoices Hand a past-due invoice to a traditional collection agency and you give up roughly 45% of whatever they recover. That's the standard contingency rate. On a $50,000 invoice, you get $27,500 back. At an… → Aug 3 Unpaid Invoice Recovery: What's the Real Cost of a 45% Collection Agency Fee vs. an 18% Success Fee? When a commercial invoice goes past due, the math gets uncomfortable quickly. You're financing a customer who hasn't paid, and every month that receivable ages, the odds of collecting it slip. Hand th… → Aug 3 Unpaid Invoice Recovery: What You Actually Keep After Collection Fees A lot of creditors assume collections means giving up 40% of the invoice. That's not the only option anymore. Here's the real math on unpaid invoice recovery, comparing traditional agencies with lower… → Jul 29 TrueAccord vs FixPayment for B2B unpaid invoices: consumer AI collections vs 18 percent success-fee creditor recovery If you run credit or collections at a B2B company, you've probably come across TrueAccord. They built a well-known AI model for consumer collections. But unpaid invoices from other businesses are not … → Jul 29 How Much Do Collection Agencies Charge? Compare a 40% Fee vs. FixPayment’s 18% Success Fee for B2B Invoice Recovery If you’ve ever asked “how much do collection agencies charge,” the short answer is 40–45% of recovered amounts plus fees. FixPayment’s approach is different: an 18% success fee on what we actually rec… → Jul 25 How to Get Paid on Past Due Invoices Without Burning the Customer You need the cash. You may also need that customer next quarter. Hard collections can win a balance and lose the account. Here is a calm, documented way to get paid without turning a slow payer into a… → Jul 25 No Recovery No Fee Collections: When a Success Fee Beats a 40% Agency Contingency pricing lines up incentives: you don't pay if nothing comes in. The percentage is where it gets interesting. A no recovery no fee collections pitch at 40% can still wreck the math on recov… → Jul 25 Accounts Receivable Recovery Success Fee vs Traditional Collection Markup When you're comparing recovery options, the number that matters is what actually lands in your account. An accounts receivable recovery success fee and a traditional agency contingency are basically t… → Jul 22 FixPayment’s 18% Success Fee: How Much You Keep vs. a Traditional Collection Agency Once an unpaid invoice crosses 90 days, the question stops being "how do I get paid" and becomes "what does getting paid actually cost me." The default answer for most B2B teams has been a traditional… → Jul 15 How Much Do Collection Agencies Charge? A Cash-Flow Math Comparison If you're asking "how much do collection agencies charge," you've probably got a stack of unpaid invoices sitting in front of you and you're trying to figure out whether outsourcing is worth the hit t… → Jul 12 Week of Jul 6-12, 2026: The Math Behind a Payment Plan That Actually Pays Out Payment plans sound good on paper. But the math needs to work for both sides, or you're just extending the headache. Here's what we're seeing this week. →