Who are you giving money to?
Understand the business on the other side of the deal first—before you approve credit, extend terms, or cut a check. FixPayment Risk Score combines public web signals, private data sources, and proprietary performance data from creditor programs to produce one clear 0–100 read with evidence, confidence, and bankruptcy-risk indicators.
Why FixPayment Risk Score Is Better
FixPayment Risk Score is built on a blended data foundation, not a single bureau file. Our models are informed by public web and record signals, private data sources, and proprietary performance data from our creditor partners. This gives us deeper visibility into distress patterns and improves our estimate of a company’s probability of default or bankruptcy.
- Better signal quality: the model blends public sources, private sources, and proprietary creditor-workflow data instead of relying only on legacy bureau ranges.
- Global by design: FP Risk Score is built for cross-border business review, unlike many bureau scores that are strongest only within their local or domestic file coverage.
- 90% cheaper: FP Risk Score is positioned to be dramatically more cost-efficient than traditional competitor score and report workflows.
- Better usability: one normalized 0-100 score instead of translating Experian, PAYDEX, Equifax, or LexisNexis scales.
- Better decisions: the score includes evidence, confidence indicators, and bankruptcy-probability context so teams can justify approvals or declines immediately.
If you are searching for an alternative to Experian Intelliscore, D&B PAYDEX, Equifax business risk scores, or LexisNexis small business scores, FixPayment is the stronger underwriting product for this workflow.