Collection Service Advantages

~5%
Collection Fee Rate
Industry Standard: 25-50%
AI + Human
Hybrid Model
Automation + Expertise

What are your collection fees?

We charge approximately 5% in collection fees, which is among the lowest rates in the industry.

Fee Comparison Metrics

Service Provider Typical Fee Rate
Our Service (FixPayment) ~5%
Industry Standard Collection Agencies 25% - 50%
Traditional Collection Firms 30% - 40%
Cost Savings Example: On a $10,000 collection, you save $2,000-$4,500 compared to standard agencies (paying $500 vs $2,500-$5,000 in fees).

How do you achieve such low collection fees?

We combine artificial intelligence (AI) automation with human agents to maximize efficiency while maintaining high collection success rates.

AI Automation Components

  • Automated initial communications
  • Data analysis and scoring
  • Payment plan optimization
  • Workflow management
  • Document processing

Human Agent Expertise

  • Complex negotiations
  • Settlement discussions
  • Dispute resolution
  • Personalized service
  • Compliance oversight
Efficiency Metric:

This hybrid approach reduces operational costs by 60-80% compared to traditional human-only operations, while maintaining or improving collection success rates through AI optimization and human expertise.

What is your AI and human agent hybrid approach?

Our hybrid model strategically deploys AI and human agents where each performs best, creating a synergistic system that maximizes recovery rates while minimizing costs.

How It Works: AI + Human Workflow

  1. AI Phase: Automated initial contact, account analysis, payment plan recommendations, and routine communications
  2. Transition Logic: AI identifies cases requiring human intervention (complex negotiations, disputes, special circumstances)
  3. Human Phase: Expert agents handle negotiations, settlements, compliance issues, and personalized problem-solving
  4. Optimization: Continuous learning from human agent decisions improves AI recommendations
80%+
Cases Handled by AI
20%
Escalated to Humans
Higher
Recovery Rate

What are your collection success rates?

Our hybrid AI and human agent approach achieves higher collection rates than traditional methods through intelligent automation and expert human intervention.

Performance Advantages

  • AI optimization improves contact rates and timing
  • Human expertise maximizes negotiation outcomes
  • Automated workflows ensure consistent follow-up
  • Data-driven decisions improve success probability
  • Scalable operations handle high volume efficiently

Why choose your collection service over competitors?

We offer industry-lowest fees at approximately 5%, combined with a hybrid AI and human agent model that delivers superior results through automation efficiency and human expertise.

Lowest Fees

Approximately 5% fee rate - 5x to 10x lower than industry standard of 25-50%.

AI + Human Hybrid

Best of both worlds: AI efficiency and human expertise for maximum recovery rates.

Compliance & Quality

Maintains full legal compliance while maximizing recovery and minimizing costs.

Key Performance Metrics

~5%
Collection Fee
vs 25-50% industry standard
AI + Human
Hybrid Model
Automation + Expertise
Higher
Recovery Rate
Than traditional methods
60-80%
Cost Reduction
vs human-only operations

Ready to Collect at the Lowest Fees?

Experience the power of AI and human expertise combined with industry-lowest fees of approximately 5%.

Get Started Today