Terms of Service

Effective: May 18, 2026

1. Agreement

By using fixpayment.org or our payment resolution services, you agree to these Terms. If you do not agree, do not use the site or services.

2. Services

FixPayment facilitates payment resolution, payment plans, settlements, and related account services on behalf of creditors. We are not a law firm and do not provide legal, tax, or investment advice.

We provide payment resolution and financial assistance services.

3. Account information

You agree to provide accurate information. Unauthorized use of another person's identity or account is prohibited.

4. Payments & settlements

Payment plans, settlements, and offers are subject to creditor approval and documented terms. Until confirmed in writing, proposals are not binding commitments.

5. Communications

You consent to contact by phone, email, SMS, or mail regarding your account as permitted by law. You may submit a cease communication request in writing where applicable.

6. Website use

You may not misuse the site, attempt unauthorized access, or interfere with operations. Content is protected by applicable intellectual property laws.

7. Disclaimers & limitation of liability

Services are provided "as is" to the fullest extent permitted by law. We disclaim warranties not required by law. Our liability is limited to the maximum extent permitted by applicable law.

8. Governing law

These Terms are governed by the laws of the United States and the state where FixPayment principally operates, without regard to conflict-of-law rules.

9. Contact

Questions: info@fixpayment.org · Contact page · Privacy Policy